Pet Insurance Information
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Many people have asked lately about pet insurance when they see a post on social media about dogs going through unforeseen medical issues. There are so many companies now, we know it can be very confusing. Here’s our suggestions.
(Disclaimer: we are NOT professional insurance people just pet parents who have been there - done that)
👉🏻Don’t just rely on online quotes. Call for quotes and compare apples to apples. Many will easily fit a budget of around $35/month per animal, however here are some things we’d recommend based on our experience of having multiple dogs with insurance. Some company websites are really insurance brokers. You can get quoted with different underwriters under the same umbrella name.
{i.e. PetsBest who we use. Each dog has a different “policy” with a different underwriter, unless you sign up several pets at once}
👉🏻 We highly suggest you make sure they cover items such as
cancer, inherited diseases, rehabilitation and alternative medicine (i.e. laser and acupuncture).
👉🏻Make sure you get no annual limit!
Unfortunately some things can be well over $5000 and up to $10,000.
👉🏻Some people choose not to get the “preventative coverage” rider for annual vaccines.
Compare the added monthly cost versus just paying for them outright.
👉🏻get a deductible that you are comfortable with. Most are annual not per occurrence.
The higher the deductible the cheaper the monthly payment.
👉🏻And no matter what - have a credit card or cash available with at least $5000 to get in the door of any specialist facility or university,
Most insurance companies are on a reimbursement basis‼️
** See the options below
Be forewarned that most insurance companies may contact your vet for medical records
and could exclude some things as “pre-existing conditions”
Overall, take it from families who have had multiple issues with multiple dogs.
Though it may seem costly for the monthly fee it is WONDERFUL to have when something unexpected and expensive crops up.
(Disclaimer: we are NOT professional insurance people just pet parents who have been there - done that)
👉🏻Don’t just rely on online quotes. Call for quotes and compare apples to apples. Many will easily fit a budget of around $35/month per animal, however here are some things we’d recommend based on our experience of having multiple dogs with insurance. Some company websites are really insurance brokers. You can get quoted with different underwriters under the same umbrella name.
{i.e. PetsBest who we use. Each dog has a different “policy” with a different underwriter, unless you sign up several pets at once}
👉🏻 We highly suggest you make sure they cover items such as
cancer, inherited diseases, rehabilitation and alternative medicine (i.e. laser and acupuncture).
👉🏻Make sure you get no annual limit!
Unfortunately some things can be well over $5000 and up to $10,000.
👉🏻Some people choose not to get the “preventative coverage” rider for annual vaccines.
Compare the added monthly cost versus just paying for them outright.
👉🏻get a deductible that you are comfortable with. Most are annual not per occurrence.
The higher the deductible the cheaper the monthly payment.
👉🏻And no matter what - have a credit card or cash available with at least $5000 to get in the door of any specialist facility or university,
Most insurance companies are on a reimbursement basis‼️
** See the options below
Be forewarned that most insurance companies may contact your vet for medical records
and could exclude some things as “pre-existing conditions”
Overall, take it from families who have had multiple issues with multiple dogs.
Though it may seem costly for the monthly fee it is WONDERFUL to have when something unexpected and expensive crops up.
Insurance Companies
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TRUPANION is the first Pet Insurance company that works like a regular medical policy. You only pay your deductible and they pay the vet/specialist directly. State Farm also now sells Trupanion (check with your agent) and can bundle with your homeowners!
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GET QUOTE OR ENROLL ONLINE
www.petpartners.com/enroll?p=Boykin
BSS members receive a 10% discount when using the above link to apply for Pet Insurance.
PetPartners in the Market
What makes PetPartners stand out amongst the competition?
Customizable Coverage:
No other pet insurance provider gives pet owners the number of options that PetPartners policies offer. PetPartners’
plans are customizable, meaning pet owners can create a plan that fits their individual needs and budget. By not having
one-size-fits-all plans, pet owners won’t pay for coverage they do not need or desire.
Use Insurance Sooner:
PetPartners offers some of the shortest wait periods in the industry, allowing pet owners to use their insurance sooner
than many other insurance providers.
Coverage for Senior Pets:
PetPartners is one of the only pet insurance providers that offers coverage for elderly pets, even over the age of 9,
giving pet owners the ability to insure all of their pets.
Trust, Experience, Expertise:
Years of experience in the industry leaves PetPartners as one of the most trusted pet insurance providers in the market.
Trusted by not only the American Kennel Club but also the Cat Fanciers’ Association and now The Boykin Spaniel Society!
www.petpartners.com/enroll?p=Boykin
BSS members receive a 10% discount when using the above link to apply for Pet Insurance.
PetPartners in the Market
What makes PetPartners stand out amongst the competition?
Customizable Coverage:
No other pet insurance provider gives pet owners the number of options that PetPartners policies offer. PetPartners’
plans are customizable, meaning pet owners can create a plan that fits their individual needs and budget. By not having
one-size-fits-all plans, pet owners won’t pay for coverage they do not need or desire.
Use Insurance Sooner:
PetPartners offers some of the shortest wait periods in the industry, allowing pet owners to use their insurance sooner
than many other insurance providers.
Coverage for Senior Pets:
PetPartners is one of the only pet insurance providers that offers coverage for elderly pets, even over the age of 9,
giving pet owners the ability to insure all of their pets.
Trust, Experience, Expertise:
Years of experience in the industry leaves PetPartners as one of the most trusted pet insurance providers in the market.
Trusted by not only the American Kennel Club but also the Cat Fanciers’ Association and now The Boykin Spaniel Society!
Some other popular companies and comparison links:
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This website is personally owned, written and edited by individuals. We do not accept any form of cash advertising from any links provided. The views and opinions expressed on this website are purely the website owners.
If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement.
If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement.
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